Head to head · #2 vs #3

Fan Fusion vs Lumina Connect

How we rank: 16 criteria with published weights, scored only from what each agency publishes on its own website or in a public register. The quote, the link and the date sit beside every score; anything not published scores 0. No agency pays to be listed or for its position. Methodology

#2 of 29

Fan Fusion

Ahead on: Content and pages stay the creator's, No minimum term, short notice, no exit fee, Written reporting: cadence and sample and Says who should not sign (+2).

#3 of 29

Lumina Connect

Ahead on: Content protection included and Results with a way to verify.

Fan Fusion scores higher on 6 criteria, Lumina Connect on 2, and 8 are level. Fan Fusion (8.6) ranks above Lumina Connect (7.7): it scores higher on 6 criteria (content and pages stay the creator's, no minimum term, short notice, no exit fee, written reporting: cadence and sample, says who should not sign and exit handover published, …) and lower on 2 (content protection included and results with a way to verify).

Score by group

GroupFan FusionLumina Connect
Control (35%)10.08.2
Money (25%)10.010.0
Service evidence (25%)7.76.3
Verifiability (15%)4.74.7

Fan Fusion

Fits if you want to keep sole control of your login and 2FA, payouts must go straight to your own account and content ownership and the end of the licence at exit matter to you.

Lumina Connect

Fits if you want to keep sole control of your login and 2FA, payouts must go straight to your own account and you want no commission after you leave.

All 16 criteria side by side

CriterionFan FusionLumina ConnectEvidence
1. Login and 2FA stay with the creator1010
Evidence

Fan Fusion: Login, 2FA, email and payouts stay yours. OnlyFans pays you directly.

+1 more quoteFor chat access you log in and enter the 2FA code yourself, on a call.
Source: fanfusion-agency.com/terms · checked 22 October 2026

Lumina Connect: Your accounts stay in your name, on your email, with your password. We work through access you grant and can revoke.Source: lumina-connect.com · checked 22 October 2026

2. Payouts go straight to the creator1010
Evidence

Fan Fusion: OnlyFans pays you directly, we never touch your bank account, your payout settings or your OnlyFans balance, and no payouts are routed through us.Source: fanfusion-agency.com/pricing · checked 22 October 2026

Lumina Connect: Payouts land in your account, we invoice our share, and nothing is published without your approvalSource: lumina-connect.com/about · checked 22 October 2026

3. Content and pages stay the creator's105
Evidence

Fan Fusion: Your content is yours, including everything we edit or produce for you.

+1 more quoteUnder an agreement, we use your content only to market your page while the agreement runs
Source: fanfusion-agency.com/terms · checked 22 October 2026

Lumina Connect: Login, content and fans stay in your nameSource: lumina-connect.com · checked 22 October 2026

4. No minimum term, short notice, no exit fee106
Evidence

Fan Fusion: Month-to-month, with 30 days' written notice from either side.

+2 more quotesNo upfront, setup, tool or exit fees.No exit fee, no auto-renewal, no commission after you leave.
Source: fanfusion-agency.com/terms · checked 22 October 2026

Lumina Connect: 40 to 60 percent of net, no minimum term, no notice period, nothing owed after exit

+1 more quoteNo exit clauses, no leftovers.
Source: lumina-connect.com · checked 22 October 2026

5. No commission after exit1010
Evidence

Fan Fusion: No commission. Our access is removed within 24 hours and our copies of your content are deleted within 14 days, both confirmed in writing.Source: fanfusion-agency.com/terms · checked 22 October 2026

Lumina Connect: 40 to 60 percent of net, no minimum term, no notice period, nothing owed after exitSource: lumina-connect.com · checked 22 October 2026

6. Commission published, with basis1010
Evidence

Fan Fusion: 35–60% of net for full management, 15–20% of net for chatting only. Net means what OnlyFans pays out to you after its 20% fee.Source: fanfusion-agency.com/terms · checked 22 October 2026

Lumina Connect: 40 to 60 percent of net, no minimum term, no notice period, nothing owed after exitSource: lumina-connect.com · checked 22 October 2026

7. No upfront fees, scope itemized1010
Evidence

Fan Fusion: No upfront, setup, tool or exit fees. Paid ads only run on a budget you approve in writing.

+1 more quoteThe chat team, the work on your OnlyFans page, content planning and editing, the reels program, the distribution pages and the reporting are all covered by the one commission, and you're never billed for them separately.
Source: fanfusion-agency.com/terms · checked 22 October 2026

Lumina Connect: No bonding contracts, no upfront fees - commission only.

+1 more quoteEverything included: 24/7 chatting, backend content and pricing strategy, constant page optimization based on your numbers
Source: lumina-connect.com/service-management · checked 22 October 2026

8. Written reporting: cadence and sample106
Evidence

Fan Fusion: A written report every Monday, built from your OnlyFans statements, plus a shared sheet and a monthly call.

+1 more quoteWhat lands in your inbox every Monday
Source: fanfusion-agency.com/pricing · checked 22 October 2026

Lumina Connect: Weekly reports keep progress clearly measurable - no drifting like at other agenciesSource: lumina-connect.com/service-management · checked 22 October 2026

9. Content protection included07
Evidence

Fan Fusion: Nothing published on the pages we read.

Lumina Connect: We run Rulta for every managed creator and pay for it ourselves. Takedowns are filed daily, not after a complaint, and go to the hosting sites and to search engines so the links stop surfacing.Source: lumina-connect.com/service-leak-removal · checked 22 October 2026

10. Results with a way to verify610
Evidence

Fan Fusion: Monthly net earnings exactly as shown in three creators' OnlyFans statements. Names, handles and photos are not shown.

+1 more quoteCreator A's statement, as OnlyFans shows itView full size
Source: fanfusion-agency.com/results · checked 22 October 2026

Lumina Connect: Every result we publish is backed by a dashboard, and one creator tells her story on camera

+1 more quoteevery point is verifiable on the call
Source: lumina-connect.com/about · checked 22 October 2026

11. Says who should not sign105
Evidence

Fan Fusion: Want a guaranteed income figure. Nobody honest can promise one.

+1 more quoteBelow $3,000? The readiness checklist is free, and the audit says in writing whether chatting only fits instead.
Source: fanfusion-agency.com/onlyfans-management · checked 22 October 2026

Lumina Connect: If you are already growing steadily, you enjoy chatting with your subscribers, and you have the hours, an agency is a cost rather than a lever. We will tell you that on the call.

+1 more quoteIf you need the agency to own your accounts, run your payouts or sign you for twelve months, we are not that agency
Source: lumina-connect.com · checked 22 October 2026

12. Exit handover published105
Evidence

Fan Fusion: Our access is removed within 24 hours of the end date and our copies of your content are deleted within 14 days, both confirmed in writing.

+2 more quotesSample exit confirmationWhat we confirm when you leaveRegistered to emails you own. Handles, followers and posted content go with you.
Source: fanfusion-agency.com · checked 22 October 2026

Lumina Connect: If you ever leave, every account is handed back, your data is carefully removed from our systems, the final invoice is written and we are logged out.Source: lumina-connect.com · checked 22 October 2026

13. Chat policy published105
Evidence

Fan Fusion: Every fan-facing message is written by a human chatter. AI tools may help with editing and captions.

+2 more quotesA written hard-no list, read by every chatter on your account and checked in every QA round.Vetted English-speaking chatters, trained on your persona sheet and hard-no list, supervised by us.
Source: fanfusion-agency.com/onlyfans-chatting-service · checked 22 October 2026

Lumina Connect: Our chatters are our own people - trained, monitored and held to standards daily

+1 more quoteChatters work from your persona, your boundaries and detailed notes on each fan, and you set the lines that are never crossed
Source: lumina-connect.com/service-chatting · checked 22 October 2026

14. Legal entity in a public register1010
Evidence

Fan Fusion: Limited liability company, registered in Wyoming, USA, filed August 27, 2024

+2 more quotes2024-001512683 · Wyoming business registry30 N Gould St, Ste R, Sheridan, WY 82801, USA
Source: fanfusion-agency.com/terms · checked 22 October 2026

Lumina Connect: LuminaConnect Agency · Bremerkampstraße 4 · 49610 Quakenbrück · Germany · VAT ID: DE451305405

+1 more quoteOwner / represented by: Tom Hehler
Source: lumina-connect.com · checked 22 October 2026

15. Longevity, documented44
Evidence

Fan Fusion: Oldest public record: domain registration (RDAP), 23 August 2024. Own founding claims do not count.Source: rdap.org/domain/fanfusion-agency.com · checked 22 October 2026

Lumina Connect: Oldest public record: domain registration (RDAP), 6 July 2024. Own founding claims do not count.Source: rdap.verisign.com/com/v1/domain/lumina-connect.com · checked 22 October 2026

16. Scale published00
Evidence

Fan Fusion: We don't publish a headcount.Source: fanfusion-agency.com/about · checked 22 October 2026

Lumina Connect: Nothing published on the pages we read.

Published facts side by side

FactFan FusionLumina Connect
Country / companyUS (Wyoming LLC)Germany (sole trader, Quakenbrück)
Languages (published)EnglishEnglish
PlatformsOnlyFans—
Commission (published)35–60% net (full) / 15–20% net (chat only)40–60% of net
Term and noticeno minimum term, 30 days' noticeno minimum term, no notice period
Oldest public record23 August 2024 (domain registration (RDAP))6 July 2024 (domain registration (RDAP))
Evidence checked22 October 202622 October 2026
Saved quotes28 · SHA-256 per page snapshot20 · SHA-256 per page snapshot

Related

Right of reply: any agency listed here can point us to a public page that changes a score. We re-read it and publish the result, dated, in the updates log. See corrections and right of reply.